An easy way to shop for Life Insurance

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We compare term life insurance quotes from the nation’s top-rated carriers


How to Buy Life Insurance Online

The first step? Get a quote! It’s fast and easy when you use our online quoter to search for a policy that fits your needs and budget. Once you’ve made your choice, you can start the application here online. We’ll contact you to help complete and submit your application. It will go through the insurer’s underwriting process, and then you’ll be offered a final rate. To finalize your coverage, just eSign the policy documents, make your first payment, and rest easy knowing your loved ones are protected!

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I got $500,000 of coverage for just $24 per month!

Meet our client, Jessica. She came to us with a limited budget and needed help getting the most for her money. Even though she didn’t have much to spend, she still wanted to protect her two daughters with as much coverage as she could afford. Luckily, that’s our specialty! We sourced a 30-year term policy that covers her until her two daughters are grown, with $500,000 of coverage for less per month than a single tank of gas.

The quoting process is so simple, but I still really wanted to talk to someone before I bought anything. When Christine followed up with me, she helped me figure out how much coverage I really needed. I was surprised how much I was able to get – what a great price! I wish I’d done this years ago.

Jessica S.
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*Quote valid as of 8/18/23: female, age 28, non-smoker, best health class, residing in CA. Quoted carriers include Banner Life, American General, Protective, Transamerica, Pacific Life, and Symetra.


I have some health issues, but still got approved and for under $80 per month!

Two years ago, Drew’s doctor noticed his cholesterol was high. Drew immediately switched to a healthier diet and dusted off his old exercise bike. Today, his cholesterol is under 300, thanks to his low-fat diet and regular exercise.

We’ve helped thousands of clients with health problems – including high blood pressure, diabetes, asthma, high cholesterol, and more – get coverage at affordable prices. Our underwriter helped secure Drew a “standard” health class rating, resulting in big savings. We found Drew seven choices for a 30-year $250,000 term life policy, all for $74 - $79/month.

Everyone was so helpful. You guys got me better rates than I expected! My whole family says thank you.

Drew C.
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*Quote valid as of 8/18/23; male, age 44, non-smoker, standard health class, residing in TX. Quoted carriers include Transamerica, Cincinnati Life, Banner Life, Protective, American General, Pacific Life, and Principal.


What People Say

Again, thanks for all your help. It's refreshing to deal with someone like yourself that is responsive to the needs of the client.

Bill Stouch


Thanks! You saved me $1,076.00 on my insurance!

Greg Harding

Sacramento, CA

I was extremely happy with the service I received...I have referred a friend of mine who will be shopping for life insurance in January.

Peter Bernard

Thanks for all your help, I will refer you to my friends!

Chris Diamond

New York, NY

Thank you for always trying to keep our bottom line cost as low as possible. Thank you for the professional and ethical staff you have maintained through the years. Thank you most of all for being there for us!

Roger Zanotto

Auburn, GA

I wish everyone I dealt with was as efficient as you are!

Paul Nave

Owensboro, KY

It was a pleasure doing business with you because of your prompt efficient service. It was so easy!!

George Styles


I only feel greatness about these great people...Totally nice, patient, responsive, knowledgeable, very cool folks.

Sue Ellen E.

Santa Clara, CA

You and your agency have been great, very patient with me and very professional.

M. Swan

Katey, TX

I cannot recall a better customer service experience. You clearly have a winning team.

George Alexy

Thanks for your assistance…You have been efficient and professional. I recommend you and your company to anyone who wishes to purchase life insurance.

Steve Von Prisk

Phoenix, AZ

Ryan Pinney

Ryan Pinney

My name is Ryan Pinney, VP of Sales & Marketing at Trusted Quote. I’m an advocate of personal financial growth, education, and excellence. I believe that insurance agents should be ethical and work toward solutions based on our clients’ needs. I believe that the financial industry should change for the better, and that change starts with me.

Join me as I work to build a new way to buy insurance and protect your family’s financial future

Christine Orris
Direct Sales 25+ years

Christine Orris

As our Trusted Quote team lead, Christine has over 25 years in the life insurance industry. With a wide range of experience in life insurance, disability, and property & casualty (home & auto), Christine’s specialty is helping her higher-risk clients find the best possible coverage. Outside the office, she loves camping, gardening, hiking, boating, and spending time with her husband, two children, and fur babies.

Tammy Walde
Insurance Advisor 35+ years

Tammy Walde

Tammy has been in the insurance industry for over 35 years! As a Trusted Quote life insurance advisor, Tammy has a lasting memory of one client who bought a policy in order to set aside money for his daughter's wedding, in case he wasn't able to be there. Outside of work, Tammy loves fishing in local rivers and lakes in her pink fishing jacket, as well as listening to live music with her husband and friends.

Debby Strause
Insurance Advisor 18+ years

Debby Strause

Debby has been in the life insurance industry for 18 years. When talking to clients, she takes the time to explain how valuable life insurance can be. How does she know? Because her mother passed away with no life insurance and Debby’s family had to sell her possessions to pay for her final expenses. Outside of work, you’ll find Debby with the people who mean the most to her: her children and grandchildren.

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For over 40 years, our company has helped half a million American families protect their future with life insurance. We provide fast, free quotes for life, disability, long-term care insurance, and more.

Need immediate assistance? Call 1-800-823-4852 from 8am to 5pm PST M-F.

2024 © Pinney Wholesale Insurance Services - All Rights Reserved 2266 Lava Ridge Court, Roseville, CA 95661

R. Jan Pinney CLU, ChFC is a licensed life insurance agent in all states and the District of Columbia. The following agent license numbers are provided for R. Jan Pinney as required by state law: CA agent #0440057, LA agent #291116, MA agent #1674866, MN agent #20270113, UT agent #58330, agent R. Jan Pinney, DBA Pinney Insurance Services. Commercial use by others is prohibited by law. This site provides term quotes. Each rate is a quote based on information provided by the carrier. No portion of Trusted Quote may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization of the owner.

Save up to 70%: Comparison of each carrier’s best published rates for a 10-year level term policy, 30-year-old non-smoking female. Your actual term life insurance premium can only be determined by a full application and the carrier's underwriting process, which may include some medical testing at their expense. Depending on the carrier, premiums can be paid on an annual, semi-annual, quarterly or monthly basis. Monthly premium rates may be available via EFT (electronic funds transfer). Not all carrier policies are available at all durations for all ages in all states. By providing your phone number and the name of your wireless carrier, you agree to's privacy policy and terms of use. You also agree to receive communication from us at the phone number(s) you provide. Our communication with you may include autodialed or pre-recorded calls, emails, and SMS or MMS messages. You may opt out at any time. You may also call us directly at (800) 823-4852.